Your French real estate loan

Get a French real estate loan: new real estate in France with Nexity, property developer

The steps in your financing

Before buying your flat, it is essential that you study the financing most appropriate to your needs. To do so, meetings with French banks have to be scheduled so as to choose the bank that will make you the best offer. Once you have received your option contract, you will have a period of fifteen days to submit an application to a bank or financial institution. At the end of this procedure, you have one month to complete all formalities so as to conclude a loan agreement. First, it is necessary that you keep Nexity informed on the progress of your file by providing proof that the application for loan has been submitted.

You will have to inform Nexity of the prior offer by the bank or financial institution. In any case, be sure to take a copy of your option contract with you as well as a copy of the principal documents you will be asked for in order for your loan application to be processed: proof of civil status, tax notice, last two pay slips, repayment schedules of current loans, last three bank account statements.

The time for processing your loan application file can vary from two weeks to two months according to the banking institution. The bank will send you a ‘prior loan offer' spelling out the conditions of the loan granted: rate, duration, monthly payments and guarantees.

As from receipt of this offer, the law requires a waiting period of ten days for consideration (Scrivener Law). You will then have nineteen days to send your accepted offer in to the lending institution. A copy of the acceptance is to be sent to your Nexity account officer.

Nexity Solutions Crédit: a unique service for finding financing

Thanks to Solutions Crédit, an exclusivity of the Nexity Solutions Clés, we are in a position to assist you in making your real estate project succeed. Nexity will undertake to provide you with the best real estate loan offer proposed by our selected banking partners. This is a UNIQUE SERVICE WITHOUT COMMITMENT that will facilitate and optimise your search for financing.

No need to go through a multitude of constraining procedures. Your Real Estate Financing Consultant will propose the best adapted solutions and leave it up to you to choose between several proposals.
Your Nexity Solutions Clés consultant will send you the most competitive loan offers proposed by our banking partners. With them, he will seek out the best loan package to suit your profile and your real estate project: rate, insurance, duration, guarantee, monthly payments, etc.
Whatever your real estate project might be, whatever experience you might have with real estate loans, you have everything to gain with Solutions Clés!